After a traffic accident, you don't have to wait for the traffic police to come to the scene, open the mobile phone software to take photos and upload, and easily complete the online responsibility, report and damage. The city's first traffic accident app APP “accident e handling†has been trialled in Zhongguancun and Shahe Traffic Brigade for nearly two months, handling 172 traffic accidents. The reporter learned that the 2.0 version of this software is about to go online, and after testing, we will strive to promote it in the city in August.
Photographing Remote Responsibility Online Reporting and Insurance Supervision Department has promoted the rapid handling mechanism of small accidents for many years, but there are still problems in the real life. After a traffic accident, many people are worried about influencing claims, so they are not willing to evacuate the scene themselves, or they must wait for the traffic police to make a blame, causing congestion to affect the car.
The “accident e-processing†mobile APP application has the same scope as the rapid handling mechanism for motor vehicle traffic accidents that was implemented in 2007. Applicable to traffic accidents between vehicles that occur on the roads of this city, which only cause loss of vehicle objects or minor injuries, and the vehicles can move. Any party to the accident can shoot according to the prompt of the “accident e processing†APP application. The driver's license, driving license photo and accident scene photos of the parties involved in the accident, including the marking line, touch point, license plate number, etc., are uploaded to the background for review. After the upload is successful, the accident vehicle is evacuated to the road side.
According to the traffic control department, after the photo of the accident party is uploaded, the evidence is fixed on the authoritative platform. After the photo is uploaded, the car can be moved. Both parties can negotiate and blame on the roadside. If the negotiation is successful, the electronic “Agreement†can be filled in via mobile phone. Direct access to the claims section; if the responsibilities are unclear, the staff of the platform will be able to remotely guide the account and fill out the electronic "Agreement" to settle claims.
At the same time, the mobile APP application also includes the parties self-help to the insurance company online reporting, fixed loss and other links, can achieve traffic accident handling and insurance claims directly docked. Through the software, accident information and report information are also pushed to the insurance system, which is more convenient than calling the insurance company, and the claim is more simplified. At present, the insurance industry is exploring online fixed loss and online payment, and all simple cases are processed online, which is convenient for drivers to claim.
The short version of the software can be quickly downloaded on site. Since May 13th, the mobile phone APP application for rapid traffic accidents has been piloted in the Zhongguancun area of ​​Haidian and the Shahe area of ​​Changping. It is available from 7 am to 7 pm every day. As of 17:00 on July 6, the public browsing and attention of the APP program reached 25,531 person-times, and the installation registration totaled 6,973 person-times, using the APP to handle 172 traffic accidents.
The captain of the Zhongguancun Traffic Brigade introduced to Jinsong that some very typical problems were discovered during the trial. First, many drivers do not know that there is such a software, the penetration rate needs to be improved; second, the trial version of the software is relatively large, affected by the speed of the network, the driver downloads at the scene of the accident is very delayed. “If the software has been installed in advance, it will take only 3 to 5 minutes to complete the accident.†Xiang Jinsong said that if the accident occurred at night, it really tests the shooting skills and the quality of the phone. These details will be given to the software. The application has a certain impact.
During the trial operation, the Municipal Traffic Management Bureau and the Beijing Insurance Regulatory Bureau conducted a number of “antagonistic tests†on the APP1.0 version, that is, simulated the parties involved in the accident, and conducted extensive testing on the system experience mode and process. Based on the trial operation of the system and feedback from all parties, the traffic control department has conducted repeated research and comprehensive optimization with the Property Insurance Department of the Beijing Insurance Regulatory Bureau and the Beijing Insurance Industry Association. The APP2.0 version will strive to be launched in August and will be available throughout the city. use.
The new version is designed with two simple and standard models. If the driver downloads it on the spot, the simple version is only 1 megabyte in size, which greatly speeds up the download and installation. In view of the problems existing in the photo-taking section, the software not only guides the parties to take photos, but also allows the parties to take photos and take photos at any angle that they think is appropriate. All photos will be saved in the background of the system for later access.
The 360-degree panoramic view of the opposite shooting yesterday morning, the traffic police scene of the Zhongguancun Brigade simulated a vehicle crash, demonstrating the operation of the mobile phone. The reporter found that the test software designed a photo angle template, and there are clear text prompts to guide the parties how to take pictures, follow the prompts.
Yang Xiaotao, a full-time police officer of the Zhongguancun Traffic Brigade APP Accident Group, introduced that when photographing for evidence, the most important thing is to shoot two photos that can cover 360 degrees, such as panoramic photos with license plates and road markings taken from the front and rear of the vehicle. . At the same time, it is necessary to take a photo of the collision part of the vehicle, take close-up photos of the collision parts of the vehicles on both sides, and photograph the driving license and the driver's license of both parties.
After all the photos are uploaded, the system will prompt whether the rear platform is checking for clarity. After the approval, the mobile phone will receive the “Photo Review Pass†and “Nove the Car†prompts, and prompt the driver to not cause the traffic jam after taking the photo. The traffic control department will be punished by the on-site police or the off-site recording of the monitoring equipment.
At present, the "accident e-processing" APP application can be found in the Beijing Public Security Bureau Traffic Management Bureau, the Beijing Insurance Regulatory Bureau official website, the Beijing Insurance Industry Association website, and the "Beijing Traffic Police" Weibo, WeChat, Tencent Open Platform, 91 Assistant, Android Market. Download and install and use the Android Store and the Xiaomi App Store. In addition, by dialing the 122 alarm call, the agent can be requested to push the application link to the mobile phone. Next, the app will also be available in the Apple App Store.
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